Active Member
Active Members
Welcome!
We’re glad to have you as a member of an ERSGA plan.
For more information about your retirement benefits, including an overview and plan handbook, choose your plan from the Plans heading above.
To find out more about saving with Peach State Reserves, select Peach State Reserves from the Plans menu above or click here.
To confirm that your beneficiaries are up to date, access your account by clicking the Log In button at the top of any page.
We look forward to partnering with you in meeting your retirement goals!
Additional financial considerations for members:
- Live within your financial means:
- Review your spending habits and reduce where possible. Little changes can add up to big savings!
- Review & shop around for better deals on expenses such as utilities, home or car insurance policies, and internet and cable.
- With future pay raises or a bonus, increase your retirement savings through Peach State Reserves (PSR) contributions. The earlier you begin saving for your retirement, the greater the financial stability in your future.
- Save for an emergency: 3-6 months of expenses
- Student debt: Pay on time. Student debt is the only debt not dischargeable through bankruptcy.
- Credit card debt:
- Pay on time and always pay at least minimum balance.
- Pay off highest interest card first and then move on to the next.
- Do you know your credit score? Check your free credit report yearly for accuracy. You can find links to all three credit reporting agencies on our Useful Links page.
- Cyber security protection for your information and access points:
- Protect your personal information
- Use strong user IDs and passwords
- Only access sensitive information on secure WiFi
- Build a cash reserve savings account for emergency expenses.
- Four must-have documents:
- Will
- Revocable living trust
- Durable power of attorney for finances
- Durable power of attorney for healthcare