Plans

Overview

Plan Information

ERSGA administers several retirement systems for the State of Georgia. If you’re not sure which retirement system applies to you, check with your employer or log in to your online account using the Log In button at the top of the page and choose Account Summary.

Overview

Georgia State Employees’ Pension & Savings Plan (GSEPS)

Membership

ERS members hired on and after January 1, 2009 will be automatically enrolled in the new GSEPS Plan. Employees hired prior to January 1, 2009 maintain their membership in either the ERS New or Old plan. 

GSEPS Enrollment Information Notice

What is GSEPS?

GSEPS is a combination Defined Benefit (pension) and 401(k) plan.

Contributions

GSEPS is a combination of a defined benefit, or pension plan, with an employer-matching defined contribution (401k) plan.  Contributions are as follows:

Overview

New Plan

For a more detailed explanation of your retirement benefits and the information in the categories below, please see the ERS Handbook in the link to the right.

Membership

ERS New Plan members are employees who were hired between 7/1/1982 and 12/31/2008.

Contributions

Members are required to contribute 1.50% of their earnable compensation to the plan.

Overview

Old Plan

For a more detailed explanation of your retirement benefits and the information in the categories below, please see the ERS Handbook in the link to the right.