Retirement

Overview

Retirement

Congratulations! You’re almost ready to enjoy the next stage of your life! As you near the age of retirement, it’s important to prepare and determine your financial readiness.

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ERS: How and When to Retire
When can I retire?

Normal Retirement:

  • With 10 years of Creditable Service you are vested. 
  • Once you reach 30 years of service or are vested at age 60, you are eligible for an immediate benefit without reduction.
  • If you are an Old Plan Member, you are eligible for extended benefits with 34 years of service.

Early Retirement

  • If you are under age 60 and have reached 25 years of service, you are eligible for an immediate benefit with reduction.

Disability Retirement:

Disability Retirement Eligibility

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WRAP

Workshop for Retirement Answers and Preparation (WRAP)

WRAP is a series of presentations designed to assist you with your retirement application and help to you to understand your benefits after retirement.  You can view the presentations on the WRAP main page.

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Supplemental Guaranteed Lifetime Income (SGLI)

ERS Retirees can Convert Peach State Reserves funds to Guaranteed Monthly Income

Supplemental Guaranteed Lifetime Income (SGLI)

ERS retirees can now use funds in Peach State Reserves to purchase a supplemental annuity from ERS. The SGLI is a program that can be used to provide additional financial security during retirement through lifetime monthly benefit payments.

For more information, please visit the SGLI main page.

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Protect Yourself from Fraud
Retirees and Retirement Eligible

ERSGA and Peach State Reserves (PSR) take the protection of your personal data very seriously. We employ numerous security protocols to keep your personal information safe.

However, if you have been the victim of identity theft, or if you believe your ERSGA or PSR account has been compromised, please immediately contact:

ERSGA: 404.350.6300
GaBreeze for PSR: 1.877.342.7339