Financial Fitness
Financial Fitness
Being financially fit means having the knowledge, tools, and discipline to manage your financial resources effectively, ensuring that you can meet your current and future financial needs.
This page provides information and tools for budgeting, saving, and managing debt, helping you to feel secure and confident in your financial decisions.
75th Anniversary Grand Finale Quiz! Answer Key
December 2025
Retirees: Click here for your answer key
1. What is ERSGA’s website?
A. ersga.com
B. ers.gov.ga
C. ersga.gov
D. ers.ga.gov
Correct Answer: D. ers.ga.gov
2. ERSGA has many fun and educational videos created just for you as a State Employee! What is the name of ERSGA’s YouTube channel?
A. Videos by ERSGA
B. ERSGA Communications
C. ERSGA Information
D. ERSGA-TV
Correct Answer: B. ERSGA Communications
3. What is the first step in creating a budget?
A. Guessing your future spending
B. Listing your monthly income and expenses
C. Cutting out all your fun purchases
D. Budgets are boring!
Correct Answer: B. Listing your monthly income and expenses
Explanation: Knowing how much you earn and spend is the foundation of budgeting. You can’t plan what you don’t track.
4. TrustDALE explains how to protect your personal information. Which of the following is a recommended safety step?
A. Always carry your Social Security card in your wallet
B. Throw away documents with personal information in the regular
trash
C. Don’t carry your social security card, shred paperwork with
personal data and opt-out of pre-approved credit offers
D. Ignore signs of fraud because it usually fixes itself
Correct Answer: C. Don’t carry your social security card, shred paperwork with personal data and opt-out of pre-approved credit offers
Explanation: Shredding personal documents and opting out of pre approved credit offers reduces the risk of mail theft and identity fraud, and helps keep your personal information secure.
5. What is a Will, really?
A. A legal document that ensures your assets go where you want
them to
B. A kind and thoughtful way to help your loved ones avoid
confusion and conflict
C. A smart way to potentially reduce court costs, taxes, and
legal delays
D. All of the above
Correct Answer: D. All of the above
Explanation: A Will is a legal document, a family kindness, and a strategic move. A clear Will can help your loved ones avoid probate delays, legal fees, and in some cases, reduce estate taxes. Most importantly, it gives your loved one’s clarity at a time when they need it most. Think of it as part financial planning, part love letter, and part family protection plan.
6. What happens if someone dies without a Will in Georgia?
A. The state follows intestacy laws, which may not match your
wishes
B. The state follows intestacy laws, which may not match your
wishes
C. The state follows intestacy laws, which may not match your
wishes
D. All of the above. No Will = No control
Correct Answer: D. All of the above. No Will = No control
Explanation: Without a Will, the courts use Georgia’s intestacy laws to distribute your estate. That might not match what you would’ve wanted. A Will puts you in control.
7. You should be wary of financial planners who present themselves as experts about your Georgia state retirement benefits. Many of these unsolicited contacts aim to sell you high-cost investment products or even defraud you.
True
False
Correct Answer: True
Important Information About Unsolicited Financial Advisors
If someone makes an unsolicited investment offer and claims any affiliation with the State of Georgia, ERSGA, or Peach State Reserves:
- Ask for the person’s name, company, email address, website, physical address, and phone number. A legitimate business is easy to verify.
- Never provide personal information. ERSGA and PSR will never contact you requesting payment, your Social Security number, or your account password.
- Never buy any financial product based on a first unsolicited contact. Research it first and make sure it is legitimate.
- When in doubt, contact ERSGA or PSR directly to confirm whether the individual is connected with the State of Georgia.
Members: Click here for your answer key
1. What is ERSGA’s website?
A. ersga.com
B. ers.gov.ga
C. ersga.gov
D. ers.ga.gov
Correct Answer: D. ers.ga.gov
2. ERSGA has many fun and educational videos created just for you as a State Employee! What is the name of ERSGA’s YouTube channel?
A. Videos by ERSGA
B. ERSGA Communications
C. ERSGA Information
D. ERSGA-TV
Correct Answer: B. ERSGA Communications
3. Can I use my Will to name an ERSGA beneficiary?
A. Yes, the Will always takes priority (Wrong Answer!)
B. Only if you have a major life event such as a marriage (Wrong
Again!)
C. It depends on how recently the Will was updated (Not
Correct!)
D. No, the beneficiary on file at ERSGA is the only beneficiary
recognized by ERSGA. (This one! So, is your beneficiary updated
on your ERSGA account? Maybe you should check it today?!)
Correct Answer: D. No, the beneficiary on file at ERSGA is the only beneficiary recognized by ERSGA. (This one! So, is your beneficiary updated on your ERSGA account? Maybe you should check it today?!)
Explanation: Your ERSGA beneficiary designation always takes precedence. If your Will and your pension account say two different things, the ERSGA record wins. Update your pension beneficiary at ers.ga.gov
4. What is the first step in creating a budget?
A. Guessing your future spending
B. Listing your monthly income and expenses
C. Cutting out all your fun purchases
D. Budgets are boring!
Correct Answer: B. Listing your monthly income and expenses
Explanation: Knowing how much you earn and spend is the foundation of budgeting. You can’t plan what you don’t track.
5. What does “pay yourself first” mean?
A. Buy something you want before paying bills
B. Pay off credit card debt first
C. Save a set amount before spending on anything else
D. Give yourself a bonus! You deserve it!
Correct Answer: C. Save a set amount before spending on anything else
Explanation: Paying yourself first means treating savings like a priority—automate it and build your future.
6. What is a healthy philosophy about paying off debt?
A. It is punishment for bad choices
B. It is boring but necessary
C. It is about buying your freedom and peace of mind
D. It is something you should avoid thinking about
Correct Answer: C. It is about buying your freedom and peace of mind
Explanation: It is about buying your freedom and peace of mind. Debt payoff is not about shame. It is about reclaiming your future! Every payment is a step toward peace and financial independence.
7. What’s a powerful reason to build your emergency fund today?
A. Because emergencies are expensive
B. Because it reduces stress
C. Because your family (and pets) rely on you
D. All of the above
Correct Answer: D. All of the above
Explanation: All of these reasons are true. Emergency savings reduce financial anxiety, protect the people who depend on you, and give you the ability to handle life’s unexpected moments with confidence.
8. TrustDALE explains how to protect your personal information. Which of the following is a recommended safety step?
A. Always carry your Social Security card in your wallet
B. Throw away documents with personal information in the regular
trash
C. Don’t carry your social security card, shred paperwork with
personal data and opt-out of pre-approved credit offers
D. Ignore signs of fraud because it usually fixes itself
Correct Answer: C. Don’t carry your social security card, shred paperwork with personal data and opt-out of pre-approved credit offers
Explanation: Shredding personal documents and opting out of pre-approved credit offers reduces the risk of mail theft and identity fraud, and helps keep your personal information secure.
9. You should be wary of financial planners who present themselves as experts about your Georgia state retirement benefits. Many of these unsolicited contacts aim to sell you high-cost investment products or even defraud you.
True
False
Correct Answer: True
Important Information About Unsolicited Financial Advisors
If someone makes an unsolicited investment offer and claims any affiliation with the State of Georgia, ERSGA, or Peach State Reserves:
- Ask for the person’s name, company, email address, website, physical address, and phone number. A legitimate business is easy to verify.
- Never provide personal information. ERSGA and PSR will never contact you requesting payment, your Social Security number, or your account password.
- Never buy any financial product based on a first unsolicited contact. Research it first and make sure it is legitimate.
- When in doubt, contact ERSGA or PSR directly to confirm whether the individual is connected with the State of Georgia.
Employers: Click here for your answer key
1. What is ERSGA’s website?
A. ersga.com
B. ers.gov.ga
C. ersga.gov
D. ers.ga.gov
Correct Answer: D. ers.ga.gov
2. ERSGA has many fun and educational videos created just for you as a State Employee! What is the name of ERSGA’s YouTube channel?
A. Videos by ERSGA
B. ERSGA Communications
C. ERSGA Information
D. ERSGA-TV
Correct Answer: B. ERSGA Communications
3. Can I use my Will to name an ERSGA beneficiary?
A. Yes, the Will always takes priority (Wrong Answer!)
B. Only if you have a major life event such as a marriage (Wrong
Again!)
C. It depends on how recently the Will was updated (Not
Correct!)
D. No, the beneficiary on file at ERSGA is the only beneficiary
recognized by ERSGA. (This one! So, is your beneficiary updated
on your ERSGA account? Maybe you should check it today?!)
Correct Answer: D. No, the beneficiary on file at ERSGA is the only beneficiary recognized by ERSGA. (This one! So, is your beneficiary updated on your ERSGA account? Maybe you should check it today?!)
Explanation: Your ERSGA beneficiary designation always takes precedence. If your Will and your pension account say two different things, the ERSGA record wins. Update your pension beneficiary at ers.ga.gov
4. What is the first step in creating a budget?
A. Guessing your future spending
B. Listing your monthly income and expenses
C. Cutting out all your fun purchases
D. Budgets are boring!
Correct Answer: B. Listing your monthly income and expenses
Explanation: Knowing how much you earn and spend is the foundation of budgeting. You can’t plan what you don’t track.
5. What does “pay yourself first” mean?
A. Buy something you want before paying bills
B. Pay off credit card debt first
C. Save a set amount before spending on anything else
D. Give yourself a bonus! You deserve it!
Correct Answer: C. Save a set amount before spending on anything else
Explanation: Paying yourself first means treating savings like a priority—automate it and build your future.
6. What is a healthy philosophy about paying off debt?
A. It is punishment for bad choices
B. It is boring but necessary
C. It is about buying your freedom and peace of mind
D. It is something you should avoid thinking about
Correct Answer: C. It is about buying your freedom and peace of mind
Explanation: It is about buying your freedom and peace of mind. Debt payoff is not about shame. It is about reclaiming your future! Every payment is a step toward peace and financial independence.
7. What’s a powerful reason to build your emergency fund today?
A. Because emergencies are expensive
B. Because it reduces stress
C. Because your family (and pets) rely on you
D. All of the above
Correct Answer: D. All of the above
Explanation: All of these reasons are true. Emergency savings reduce financial anxiety, protect the people who depend on you, and give you the ability to handle life’s unexpected moments with confidence.
8. TrustDALE explains how to protect your personal information. Which of the following is a recommended safety step?
A. Always carry your Social Security card in your wallet
B. Throw away documents with personal information in the regular
trash
C. Don’t carry your social security card, shred paperwork with
personal data and opt-out of pre-approved credit offers
D. Ignore signs of fraud because it usually fixes itself
Correct Answer: C. Don’t carry your social security card, shred paperwork with personal data and opt-out of pre-approved credit offers
Explanation: Shredding personal documents and opting out of pre-approved credit offers reduces the risk of mail theft and identity fraud, and helps keep your personal information secure.
9. You should be wary of financial planners who present themselves as experts about your Georgia state retirement benefits. Many of these unsolicited contacts aim to sell you high-cost investment products or even defraud you.
True
False
Correct Answer: True
Important Information About Unsolicited Financial Advisors
If someone makes an unsolicited investment offer and claims any affiliation with the State of Georgia, ERSGA, or Peach State Reserves:
- Ask for the person’s name, company, email address, website, physical address, and phone number. A legitimate business is easy to verify.
- Never provide personal information. ERSGA and PSR will never contact you requesting payment, your Social Security number, or your account password.
- Never buy any financial product based on a first unsolicited contact. Research it first and make sure it is legitimate.
- When in doubt, contact ERSGA or PSR directly to confirm whether the individual is connected with the State of Georgia.
‘Tis the Scam Season! Answer Key
November 2025
1. TrustDALE reminds State of Georgia employees that while our work makes us valuable assets to the state, open records laws can also create which increased risk?
A. More meetings with supervisors
B. Greater access to employee discount programs
C. Increased vulnerability to fraud due to personal information
being more accessible
D. More requirements to update pension forms
Correct Answer: C. Increased vulnerability to fraud due to personal information being more accessible.
Future Self Time Traveler Quiz! Answer Key
October 2025
1. You just arrived in your retirement year. What does your future self say?
A. Welcome. This is what you have been working toward!
B. The early years were tough, but with planning and saving, we
made it!
C. You did it! Your saving and planning paid off.
D. All of the above!
Correct Answer: D. All of the above!
Will Power! Answer Key
September 2025
1. What is a Will, really?
A. A legal document that ensures your assets go where you
want them to
B. A kind and thoughtful way to help your loved ones avoid
confusion and conflict
C. A smart way to potentially reduce court costs, taxes, and
legal delays
D. All of the above
Correct Answer: D. All of the above
Why You Need a Will
September 2025
A Will is a simple document that tells the world:
- Who should get your belongings
- Who will care for your children (if under 18)
- Who should carry out your final wishes
Without one, Georgia state law decides for you. And that may not match what you want.
Key People in Your Will:
Executor: This person manages everything after you’re gone: files paperwork, pays debts, and distributes assets. Choose someone trustworthy and organized. Add a backup just in case.
Are Your Credit Cards on Fire? Answer Key
August 2025
1. Why is it important to know your numbers when it comes to debt?
A. Because math class never ends
B. If you do not write it down it does not exist
C. Awareness is power and you cannot fix what you cannot see
D. To impress your friends with your debt
Correct Answer: C. Awareness is power
and you cannot fix what you cannot see
Explanation: Don’t Fear Your Finances. Face them! Listing your balances, minimums, due dates, and interest rates puts YOU in control. Debt feels scarier in the dark. Shine a light on it so you can actually tackle it!
Save for the Rainy Day! – Answer Key & Explanations
July 2025
1. Which of the following is not an emergency expense?
A. A flat tire
B. A surprise medical bill
C. Concert tickets
D. A leaking water heater
Correct Answer: C. Concert tickets
Explanation: Concert tickets, while enjoyable, are considered non-essential. Emergency expenses are unexpected, urgent, and necessary—such as a broken appliance, medical bill, or car trouble. Preparing for these events protects your financial stability and reduces stress during uncertain times.
Budget Basics Quiz – Answer Key & Explanations
June 2025
1. What is the first step in creating a budget?
Correct Answer: B. Listing your monthly income and expenses
Explanation: Knowing how much you earn and spend is the foundation of budgeting. You can’t plan what you don’t track.
The Governor’s Mansion Quiz! Answer Key
May 2025
1. Where is the Georgia Governor’s Mansion located?
A. Savannah
B. Atlanta
C. Helen
D. Athens
Correct Answer: B. Atlanta
Ready, Set, Designate! Answer Key
April 2025
Retirees: Click here for your answer key
1. Where can Retirees see their ERSGA beneficiary designation?
A. By logging in to their secure ERSGA account
B. By calling their cousin who knows a lot about retirement
C. By asking their pet for financial advice
Correct Answer: A. By logging in to their secure ERSGA account. Visit ers.ga.gov and log in to your secure account and review your beneficiary information.
2. How often should Retirees review their beneficiary designations?
A. After any major life event (marriage, divorce, birth,
death)
B. Yearly: Set a yearly reminder
C. Both A and B
D. You can’t update beneficiaries
Correct Answer: C. Both A and B. As a Retiree, this is when you can update. Review yearly to make sure beneficiary contact info is current such as their address.
3. True or False: It’s important to keep your beneficiary contact information up to date, such as their name and address.
A. True
B. False
Correct Answer: A. True. Even if your beneficiary hasn’t changed, contact info helps ensure benefits are delivered quickly and correctly
4.True or False: You should contact ERSGA if your designated beneficiary passes away.
A. True
B. False
Correct Answer: A. True. Contact ERSGA if your current designated beneficiary passes away. We can help you with how to update your beneficiary designations, and we’ll let you know if there are any special provisions for your monthly benefit you can exercise now or in the future.
5. True or False: You cannot designate a beneficiary for your ERSGA pension in a will.
A. True
B. False
Correct Answer: A. True. As per Georgia law, an ERSGA beneficiary must be designated through ERSGA.
6. A designated beneficiary ensures your retirement savings go directly to the person you choose, rather than getting stuck in __________.
A. Atlanta traffic
B. Legal limbo, probate, court battles, delays, etc.
C. Space
Correct Answer: B. Legal limbo, probate, court battles, delays, etc. Designating a beneficiary gives you and your loved ones peace of mind.
7. Why is it important to keep beneficiary information current?
A. If ERSGA cannot contact them, the beneficiary will have a
delay in receiving their benefit.
B. Legal Binding: ERSGA honors the beneficiary designation on
file—not what’s in your will.
C. Adaptability: Life changes such as marriage, divorce, or the
addition of a new family member should prompt you to update your
records.
D. Peace of Mind: Regular reviews and updates help ensure that
your benefits go exactly where you intend.
E. All of the above
Correct Answer: E. All of the above
Members: Click here for your answer key
1. What’s the best way for members to update their ERSGA pension beneficiary?
A. Call their cousin who knows someone at ERSGA
B. Write it in their will and hope for the best
C. Log in at ers.ga.gov and submit the change online
D. Send a paper airplane with the name written on it
Correct Answer: C. Log in at ers.ga.gov and submit the change online
2. Which of the following cannot be a beneficiary for a pension plan?
A. A spouse
B. An adult child
C. A parrot named Sir Squawks-a-Lot
D. A charity or estate
Correct Answer: C. A parrot named Sir Squawks-a-Lot
3. Why is it important for members to keep their beneficiary information up to date?
A. So benefits are paid to the right person without delays or
legal issues
B. Because life changes—marriage, divorce, children—can affect
beneficiary choices
C. Because ERSGA can’t guess who you meant to name
D. All of the above
Correct Answer: D. All of the above
4. What’s the difference between a primary and a contingent beneficiary?
A. Primary gets the benefit first; contingent is the backup
B. Primary and continent share the benefit if both are alive
C. Primary is the favorite; contingent is the underdog
D. Primary gets a cape; contingent gets a hat
E. There is no difference
Correct Answer: A. Primary gets the benefit first; contingent is the backup
5. What system do members use to update their PSR 401(k) or 457 beneficiaries?
A. Gabreeze.ga.gov
B. GaWindy.ga.gov
C. BreezyBenefits.biz
D. They can’t as it’s only done at the DMV
Correct Answer: A. Gabreeze.ga.gov
6. Can a minor be named as a beneficiary for a pension in Georgia?
A. Yes, but a guardian or custodian may need to be appointed to
receive the benefit
B. No, only adults can be beneficiaries in Georgia
C. Yes, and the benefit is paid to the minor directly, no
questions asked
D. Only if the child passes a financial literacy test
Correct Answer: A. Yes, but a guardian or custodian may need to be appointed to receive the benefit
7. Do ERSGA pension and PSR (401(k)/457) beneficiaries need to be updated separately?
A. No, updating one automatically updates the other
B. Yes, they are managed on different systems and must be updated
individually
C. Only if you remember to do both before retirement
D. They update themselves with AI… eventually
Correct Answer: B. Yes, they are managed on different systems and must be updated individually
8. If a member updates their will but not their ERSGA beneficiary designation, which document takes priority?
A. The will, because it’s legally binding
B. ERSGA beneficiary designation because it’s the official record
for pension benefits
C. Whoever finds the paperwork first
D. It’s a coin toss… Good luck
Correct Answer: B. ERSGA beneficiary designation because it’s the official record for pension benefits
9. Where can you find helpful info about updating beneficiaries, especially during life events like marriage, divorce, or retirement?
A. In a fortune cookie
B. On the ERSGA website under the “Life Stages” tab or in plan
handbooks
C. In your childhood diary
D. In a cookbook
Correct Answer: B. On the ERSGA website under the “Life Stages” tab or in plan handbooks
Employers: Click here for your answer key
1. If an employee fills out a paper beneficiary designation form, you should:
A. File it and keep it quiet
B. Send it to ERSGA to make it official
C. Scan it and save it in your personal files
Correct Answer: B. Send it to ERSGA to make it official
2. Why is it important to encourage employees to designate their beneficiaries?
A. It’s a benefit they earned
B. It’s the cool thing to do
C. It helps ensure benefits are passed on smoothly
D. All of the above
Correct Answer: C. It helps ensure benefits are passed on smoothly
3. What is a primary beneficiary?
A. The person who inherits your sense of humor
B. The person who receives your retirement benefit first
C. The person who fills in if no one else is around
D. The person who calls ERSGA for you
Correct Answer: B. The person who receives your retirement benefit first
4. What is a contingent beneficiary?
A. A backup beneficiary in case the primary can’t receive the
benefit
B. Someone who really wants to be your beneficiary but isn’t
yet
C. Your boss
D. Someone you name just for fun
Correct Answer: A. A backup beneficiary in case the primary can’t receive the benefit
5. Who can be named as a beneficiary for a pension account and possibly be eligible for a monthly lifetime benefit?
A. A parrot, because they live a long time
B. A person, including your spouse
C. Your favorite charity
D. Your estate
Correct Answer: B. A person, including your spouse
6. Where should a member go to designate a beneficiary for their ERSGA pension?
A. YouTube
B. ers.ga.gov
C. amazon.com
D. facebook.com
Correct Answer: B. ers.ga.gov
7. Where should a member go to designate a beneficiary for their PSR 401(k) or 457 account?
A. Netflix
B. gabreeze.ga.gov
C. irs.georgia
D. google.com
Correct Answer: B. gabreeze.ga.gov
Cybersecurity Challenge! Answer Key
March 2025
Retirees: Click here for your answer key
1.What is ERSGA’s website?
A. ersga.com
B. ers.gov.ga
C. ersga.gov
D. ers.ga.gov
Correct Answer: D. ers.ga.gov
2. What’s data security all about?
A. Keeping your house safe
B. Making sure no one can sneak into your computer and act as
you
C. Monitoring your data so it stays virus and allergy-free
D. Keeping your computer screen clean and dust-free
Correct Answer: B. Making sure no one can sneak into your computer and act as you. Data security means protecting your computer and files from unauthorized access!
3. What’s the best way to keep your password safe?
A. Post it on your refrigerator in case you forget it… again!
B. Make your password a unique sentence with symbols
C. Use the same password for everything to remember it easily
D. Use your dog’s name
Correct Answer: B. Make your password a unique sentence with symbols. Keep your password tricky! (And yes, your dog is adorable, but not a good password!)
4. When is the best time to log into your secure ERSGA account to check your retirement account?
A. An open wifi at the airport
B. A fast food restaurant with free wifi
C. On a secure home wifi with password protection
D. 7am in the morning or earlier
Correct Answer: C. On a secure home wifi with password protection. Logging in on a secure Wi-Fi helps to keep your computer safe from prying eyes!
5. If you receive an unexpected request from ERSGA for sensitive information by email, what should you do?
A. Reply with your details… especially if they want it
immediately!
B. Call ERSGA at 404.350.6300 or visit ers.ga.gov to confirm
whether the request is legitimate.
C. Ignore it, hoping it will all go away.
D. Click the link and see what happens?
Correct Answer: B. Call ERSGA at 404.350.6300 or visit ers.ga.gov to confirm whether the request is legitimate.
6. Why is Multi-Factor Authentication (MFA) important when logging into ERSGA’s secure pension desktop?
A. It adds an extra layer of security to keep hackers out and
your data safe.
B. It’s a simple step that gives you stronger protection and
peace of mind.
C. It ensures only you can access your account, even if your
password is stolen.
D. All of the above! MFA is the way to go!
Correct Answer: D. All of the above! MFA is the way to go! MFA is a quick and powerful way to keep your information safe. Think of it like adding a second lock on your front door—extra security with minimal effort!
7. Why is it important to have direct deposit for your monthly benefit?
A. It ensures your payment is deposited safely and on time, every
month.
B. It provides immediate access to your money without needing to
visit the bank.
C. You don’t have to worry about stolen checks or fraud. Your
money is safe and secure!
D. All of the above!
Correct Answer: D. All of the above!
Members: Click here for your answer key
1. What is ERSGA’s website?
A. ersga.com
B. ers.gov.ga
C. ersga.gov
D. ers.ga.gov
Correct Answer: D. ers.ga.gov
2. To view your Peach State Reserves (PSR) 401(k) account, log into GaBreeze at:
A. gabreeze.com
B. gabreeze.ga.gov
C. ga.breese.gov
D. breeze4retirement.ga.gov
Correct Answer: B. gabreeze.ga.gov
3. What’s data security all about?
A. Keeping your lunch safe from the office fridge thief
B. Making sure no one can sneak into your computer and act as
you
C. Monitoring your data so it stays virus and allergy-free
D. Keeping your computer screen clean and dust-free
Correct Answer: B. Making sure no one can sneak into your computer and act as you. Data security means protecting your computer and files from unauthorized access!
4. What’s the best way to keep your password safe?
A. Post it on your refrigerator in case you forget it… again!
B. Make your password a unique sentence with symbols
C. Use the same password for everything to remember it easily
D. Use your dog’s name
Correct Answer: B. Make your password a unique sentence with symbols. Keep your password tricky! (And yes, your dog is adorable, but not a good password!)
5. When is the best time to log into your secure ERSGA or GaBreeze account to check your retirement accounts?
A. An open wifi at the airport
B. A fast food restaurant with free wifi
C. On a secure home wifi with password protection
D. 7am in the morning or earlier
Correct Answer: C. On a secure home wifi with password protection. Logging in on a secure Wi-Fi helps to keep your computer safe from prying eyes!
6. If you receive an unexpected request from ERSGA for sensitive information by email, what should you do?
A. Reply with your details… especially if they want it
immediately!
B. Call ERSGA at 404.350.6300 or visit ers.ga.gov to confirm
whether the request is legitimate.
C. Ignore it, hoping it will all go away.
D. Click the link and see what happens?
Correct Answer: B. Call ERSGA at 404.350.6300 or visit ers.ga.gov to confirm whether the request is legitimate.
7. Why is Multi-Factor Authentication (MFA) important when logging into ERSGA’s secure pension desktop?
A. It adds an extra layer of security to keep hackers out and
your data safe.
B. It’s a simple step that gives you stronger protection and
peace of mind.
C. It ensures only you can access your account, even if your
password is stolen.
D. All of the above! MFA is the way to go!
Correct Answer: D. All of the above! MFA is the way to go! MFA is a quick and powerful way to keep your information safe. Think of it like adding a second lock on your front door—extra security with minimal effort!
8. Be wary of “financial planners” who are not affiliated with ERSGA or Peach State Reserves (PSR), and present themselves as experts about your Georgia state retirement plans and benefits. In many cases, their goal is to:
A. Sell you an expensive investment product… after all they
make commission!
B. Sell you an investment product that is risky because they
don’t care about your retirement nest egg.
C. Take your money without offering a service.
D. All of the above
Correct Answer: D. All of the above. ERSGA and Peach State Reserves (PSR) strive to help educate members their retirement and will not request money.
Employers: Click here for your answer key
1. Which of the following statements about sharing employee login credentials is false?
A. It keeps sensitive data safe and secure
B. It makes sure the right person is accessing the data
C. Sharing logins is fun—who cares?
D. Ensures every employee follows best security practices
Correct Answer: C. Sharing logins is fun—who cares?
2. What should you do when someone with Employer Desktop access leaves your agency?
A. Leave their password active so anyone can access
B. Share their password with everyone in the office
C. Submit a form request on ers.ga.gov to delete contacts or
reach out to your ERSGA employer reporting contact
D. Forget about it and hope for the best
Correct Answer: C. Submit a form request on ers.ga.gov to delete contacts or reach out to your ERSGA employer reporting contact
3. If you receive an unexpected request from ERSGA for sensitive information by email, what should you do?
A. Reply with your details immediately!!
B. Call ERSGA at 404.350.6300 or visit ers.ga.gov to confirm
whether the request is legitimate
C. Ignore it, hoping it will all go away
D. Click the link and see what happens?
Correct Answer: B. Call ERSGA at
404.350.6300 or visit ers.ga.gov to confirm whether the request
is legitimate
75th Anniversary February Quiz! Answer Key
February 2025
Retirees: Click here for your answer key
1.What city in Georgia is highlighted on the ERSGA website 1099-R page?
Correct Answer: Lumpkin
Members: Click here for your answer key
1. ERSGA has many fun and educational videos created just for you as a State Employee! What is the name of ERSGA’s YouTube channel?
A. Videos by ERSGA
B. ERSGA Communications
C. RRSGA Information
D. ERSGA-TV
Correct Answer: B. ERSGA Communications
Employers: Click here for your answer key
1. What does the new ES name stand for?
A. Excellent Service
B. Employers Supported
C. Employer Services
Correct Answer: C. Employer Services
75th Anniversary January Quiz! Answer Key
January 2025
Retirees: Click here for your answer key
1. Can you name the official state insect of Georgia?
Correct Answer: Honeybee
Members: Click here for your answer key
1. In 1916, Georgia designated this flower as the official state flower?
Correct Answer: Cherokee Rose
Employers: Click here for your answer key
1. What animal is recognized as the state mammal of Georgia?
Correct Answer: White-tailed Deer