Peach State Reserves
Peach State Reserves (PSR)
To access your account or learn more about Peach State Reserves, the investment options, or to enroll or change your contribution rate, visit GaBreeze or call 1.877.342.7339.
Useful Documents
401(k)/457 Plan Comparison
PSR - New Roth Contribution Savings Option
Understanding Roth Contributions and Savings Plan Options
Annual Leave Agreement Form - 457 Plan
CARES Act and Your PSR Account – COVID-19
The Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed as a response to the COVID-19 pandemic. The bill contains certain provisions affecting Peach State Reserves (PSR) 401(k) and 457 plans. Please log in to your account at GaBreeze for information and updates.
This bill will not affect the administration any of ERSGA’s pension plans.
Disruptions to Paper Checks
Q&A: Supplemental Guaranteed Lifetime Income (SGLI)
What is SGLI?
Senate Bill 55 was passed during the 2019 Legislative session, permitting ERS retirees to use funds in Peach State Reserves to purchase a supplemental annuity from ERS.
Who can purchase a SGLI?
Only ERS retirees can purchase a Supplemental Guaranteed Lifetime Income (SGLI) annuity.
401(k) or 457 Rollovers
Rollover from a Previous Employer into a Peach State Reserves (PSR) 401(k) or 457
A rollover is when the money in a current qualified retirement account is directly transferred to a new qualified retirement account.
Rolling over a retirement account from a previous employer to PSR may save you a substantial amount of money in fees. Click here to view a list of PSR fees for comparison with your current plan.
Contribution Limits Increase in Peach State Reserves
January, 2020
The Internal Revenue Service (IRS) thinks it’s so important for you to save for your retirement that they increased the maximum contribution limits in 401(k) and 457 plans for 2020.
Here’s a quick look:
IRS 2020 402(g) contribution limit is increasing by $500
PSR Administrative Fee Structure
July 1, 2018
Please be advised that effective July 1, 2018 there will be changes to the Peach State Reserves (PSR) administrative fee structure.
PSR Fund Information
To access your account or learn more about Peach State Reserves, the investment options, or to enroll or change your contribution rate, visit the PSR website or call 1-877-342-7339.
- Active International Stock Fund
- Active Large Cap Value Stock Fund
- Core Bond Index Fund
- International Stock Index Fund
- Large Cap Growth Stock Index Fund
- Large Cap Value Stock Index Fund
- Mid Cap Core Stock Index Fund
- Money Market Fund
- Real Estate Securities Index Fund
- Small Cap Core Stock Index Fund
- Target Maturity Bond Fund 2020
- Target Maturity Bond Fund 2022
- Large Cap Core Stock Index Fund
- Lifecycle Fund Fact Sheet
- Read more