1. What is a Will, really?

A. A legal document that ensures your assets go where you want them to
B. A kind and thoughtful way to help your loved ones avoid confusion and conflict
C. A smart way to potentially reduce court costs, taxes, and legal delays
D. All of the above
 

Correct Answer: D. All of the above

Explanation: A Will is a legal document, a family kindness, and a strategic move. A clear Will can help your loved ones avoid probate delays, legal fees, and in some cases, reduce estate taxes. Most importantly, it gives your loved one’s clarity at a time when they need it most. Think of it as part financial planning, part love letter, and part family protection plan.

2. Who should have a Will?

A. Only people with a lot of money
B. Only married people with kids
C. Only homeowners
D. Everyone! A Will is your voice when you’re no longer here, so make sure it speaks clearly and with love.
 

Correct Answer: D. Everyone! A Will is your voice when you’re no longer here, so make sure it speaks clearly and with love

Explanation: A Will is for anyone who wants a say in what happens to their belongings and their loved ones. If you have children, a pet, or sentimental items, you need a Will. And especially if you’re a single parent, you should name a guardian in your Will.

3. What happens if someone dies without a Will in Georgia?

A. The state follows intestacy laws, which may not match your wishes
B. The state follows intestacy laws, which may not match your wishes
C. The state follows intestacy laws, which may not match your wishes
D. All of the above. No Will = No control
 

Correct Answer: D. All of the above. No Will = No control

Explanation: Without a Will, the courts use Georgia’s intestacy laws to distribute your estate. That might not match what you would’ve wanted. A Will puts you in control.

4. What can you do with your Will besides leave money and property?

A. Name guardians for children
B. Leave personal letters or video messages
C. Explain the meaning behind family heirlooms
D. All of the above
 

Correct Answer: D. All of the above

Explanation: A great Will isn’t just legal… it’s personal! You can include legacy letters, video messages, stories, and instructions for family heirlooms. You can even draft your own obituary or suggest a playlist for your memorial.

5. What is NOT the best way to create a valid Will in Georgia?

A. Scribble it on a napkin and hope for the best
B. Use a trusted online tool that is Georgia law compliant
C. Hire a lawyer if the estate is complicated
D. Sign the Will with two adult witnesses and notarize
 

Correct Answer: A. Scribble it on a napkin and hope for the best

Explanation: To be valid in Georgia, a Will must be signed by you and two competent witnesses. You can use a lawyer or a reliable online platform that is Georgia law compliant. Make sure the Will is clearly written, properly witnessed, and stored in a safe place

6. Is writing a Will scary or difficult?

A. I don’t want to think about it, so my loved ones can figure it out
B. It’s not difficult, time consuming or scary to create a Will. It’s easier than you think!
C. Only if you own a mansion
D. It depends on your handwriting
 

Correct Answer: B. It’s not difficult, time consuming or scary to create a Will. It’s easier than you think!

Explanation: Writing a Will can actually be simple and empowering. It’s one of the kindest, clearest things you can do for the people you love.

7. Can I use my Will to name an ERSGA beneficiary?

A. Yes, the Will always takes priority (Wrong Answer!)
B. Only if you have a major life event such as a marriage (Wrong Again!)
C. It depends on how recently the Will was updated (Not Correct!)
D. No, the beneficiary on file at ERSGA is the only beneficiary recognized by ERSGA. (This one! So, is your beneficiary updated on your ERSGA account? Maybe you should check it today?!)
 

Correct Answer: D.  No, the beneficiary on file at ERSGA is the only beneficiary recognized by ERSGA. (This one! So, is your beneficiary updated on your ERSGA account? Maybe you should check it today?!)

Explanation: Your ERSGA beneficiary designation always takes precedence. If your Will and your pension account say two different things, the ERSGA record wins. Update your pension beneficiary at ers.ga.gov

8. Where’s the best place to keep your Will?

A. A fire and waterproof safe
B. Give a copy to your executor, which can be sealed
C. File a copy with the Georgia probate court in your area
D. All of the above
 

Correct Answer: D. All of the above

Explanation: You should store your Will in a fireproof safe or folder, and file it for safekeeping with your county probate court. Also, tell your executor where it’s kept or give them a copy, which can be sealed. If no one can find it or knows about it, your Will won’t be honored.