Financial Fitness

Overview

Financial Fitness

Being financially fit means having the knowledge, tools, and discipline to manage your financial resources effectively, ensuring that you can meet your current and future financial needs.

This page provides information and tools for budgeting, saving, and managing debt, helping you to feel secure and confident in your financial decisions.

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Will Power! Answer Key
September 2025

1. What is a Will, really?

A. A legal document that ensures your assets go where you want them to
B. A kind and thoughtful way to help your loved ones avoid confusion and conflict
C. A smart way to potentially reduce court costs, taxes, and legal delays
D. All of the above
 

Correct Answer: D. All of the above

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Why You Need a Will
September 2025

A Will is a simple document that tells the world:

  • Who should get your belongings
  • Who will care for your children (if under 18)
  • Who should carry out your final wishes

Without one, Georgia state law decides for you. And that may not match what you want.

Key People in Your Will:

Executor: This person manages everything after you’re gone: files paperwork, pays debts, and distributes assets. Choose someone trustworthy and organized. Add a backup just in case.

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Are Your Credit Cards on Fire?
August 2025

1. Why is it important to know your numbers when it comes to debt?

A. Because math class never ends
B. If you do not write it down it does not exist
C. Awareness is power and you cannot fix what you cannot see
D. To impress your friends with your debt
Correct Answer: C. Awareness is power and you cannot fix what you cannot see

Explanation: Don’t Fear Your Finances. Face them! Listing your balances, minimums, due dates, and interest rates puts YOU in control. Debt feels scarier in the dark. Shine a light on it so you can actually tackle it!

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Save for the Rainy Day! – Answer Key & Explanations
July 2025

1. Which of the following is not an emergency expense?

A. A flat tire
B. A surprise medical bill
C. Concert tickets
D. A leaking water heater
Correct Answer: C. Concert tickets

Explanation: Concert tickets, while enjoyable, are considered non-essential. Emergency expenses are unexpected, urgent, and necessary—such as a broken appliance, medical bill, or car trouble. Preparing for these events protects your financial stability and reduces stress during uncertain times.